Terms of use
Use AfterEMI as a personal planning aid. You remain responsible for checking your entries and making financial decisions.
Scope of the service
AfterEMI provides a browser-based budget tracker. Results depend on the figures and statuses you enter. They are estimates for organisation and comparison, not financial, investment, tax or lending advice. No bank relationship, credit approval or professional advisory service is created by using the tool.
Availability and records
The site may change or become unavailable. Browser data may be lost if storage is cleared or the device fails. Keep copies of records you need. Offline access depends on the browser successfully caching this version; it is not guaranteed on every device.
Responsible use and sharing
Use accurate figures for your own plans and fictional figures for public examples. Do not use the site to distribute harmful content. A budget-sharing link contains readable data, so share only information you intend the recipient to have.
Limitations and corrections
No guarantee is made that the tool will be suitable for every situation or error-free. Check important results against your own records and lender documents. These terms do not exclude rights that cannot be excluded under applicable law. Report an issue if a result or feature seems incorrect.
Updated 7 October 2026.
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