HELP
AfterEMI

YOUR DAILY CHECK-IN

A little better
with money, every day.

Log a little. Learn a little. Make room for what matters.

Saved on this device

YOUR SPENDING POT

Let’s make a plan.

Choose an everyday spending budget until your next payday.

Today’s spending₹0
Daily allowance estimate—
Days until payday—

You choose the pot after allowing for bills and savings. This tracker is separate from the monthly calculator.

What did you spend?

Every little thing counts.

Recent entries
MAKE IT A SMALL HABIT

A small check-in. A clearer week.

Log everyday costs, choose a spending pot until payday, and grow your money garden with seven honest check-ins. Use the monthly calculator for your salary, instalments and planned bills. AfterEMI helps organise the numbers you enter; it cannot see your bank account or spot a payment you forgot to include.

01 / FIELD NOTES

Build a budget you can check on payday

A worked example using salary, EMIs, living costs and unpaid bills.

Read the guide →
02 / FIELD NOTES

Why did my balance change when I paid a bill?

Understand bill status and avoid counting the same payment twice.

Read the guide →
03 / FIELD NOTES

Keep your budget safe on this browser

Saving, printing, shared links and what happens when you change devices.

Read the guide →

A few things worth knowing.

Are these my numbers or an example?

The daily tracker starts empty. In the Monthly calculator tab, you’ll see an example salary of ₹35,000 and sample costs. Replace those entries or choose Start blank. Saved data loads from this browser for the selected month.

Does AfterEMI calculate a loan’s EMI from an interest rate?

No. Enter the monthly instalment from your lender’s schedule. This tool organises existing payments and expenses; it does not calculate loan amortisation, interest or prepayment savings.

Why does marking a bill Paid increase money left?

Only Pending and Overdue bills are included in outflow. When one becomes Paid, its amount leaves that total. To keep a paid cost in your monthly spending record, add it once under Other expenses. See an example.

Can I open my saved budget on another phone?

Use Your space to download a JSON backup and restore it on another device. Sign in with the same account on both devices: saved records load and sync automatically while online. Monthly shared links contain a readable budget snapshot; keep them private.

Does changing the currency convert my money?

No. The monthly calculator changes its displayed symbol only. The daily tracker locks its currency once money records exist. Neither performs exchange-rate conversion.